Program Details:

• YIPs1 will be the first in a collection of Series where children receive a rare opportunity to explore and analyze the details involved with mortgage finance and real estate investing while experiencing the power of pooled economic resources.
• Each member of YIPs1 will receive a digital monthly case-study curriculum package, based on their education level, which will do a deep dive into a mortgage transaction or a real estate investment purchase. The package will include:

• • Finance Terms: which will encourage the children to learn words beyond what is being taught in the modern school system.

• • Math Problems: which will encourage the children to appreciate how math is used in everyday business. 

• • History: each case study will include historical facts relevant to the transaction/investment.

Access to custom-curated educational content from real-life professionals is immensely valuable. However, the most profound opportunity of this program is woven into how these innovative visionaries plan to use their lending resources to create wealth for our children. “It’s one thing to teach a child how money works and the importance of financial literacy; however, that knowledge and information in the hands of a child, while it may impact their overall outlook on how to shape opportunities for their future, is often-times left as a seed that has no soil in which to germinate and grow. We must be the soil, water, and light for their knowledge seed, and that is what we intend to do with this program,” expressed Mr. Smith. 

Ten thousand children will work to earn $200 over the last three months of 2023. The money they earn can be through multiple sources; however, G1 encourages the local business communities to get involved and open apprenticeship/internship-style opportunities for the children to be a part of. The children can cut grass, do chores, walk dogs, babysit, etc. The key is for the children to diligently get as close to earning the $200 as possible. If every child earns/raises $200, this group will have raised $2 million in just three months. G1 will match this money and teach the children how to use it to amass significant wealth that can be carried for generations to come.

Regulatory restrictions prohibit children from pooling money together to lend or invest, so the money earned will be credited towards the child’s “membership fee.” The value of the “membership” is roughly $34 per month—there is no minimum amount for a child to raise, and a mandatory membership fee will never be enforced. If a child raises only $1 during the three months, G1 will cover their membership fee difference, and that child will remain in the group. If a child never raises money, they can/will remain in the group if they are interested in remaining. While the focus is on arousing the child’s conscience around understanding the power of pooled economic resources, G1 understands that being involved in something historical can foster the same result. The child’s “membership fee” is used to access their monthly curriculum and other essential benefits. Every dollar the child earns/raises will receive what G1 calls a Love Note. A Love Note will become a medium of exchange for the child to access tangible resources from the Resource Tree. 

The Resource Tree will consist of survival resources in the following categories:

•  Food
• Energy
• Water
• Transportation
• Clothing
• Housing
• Medicine

However, the most profound benefit is in what happens next. G1 will take a dollar amount equivalent to what was raised by the children (the principal balance) and use those funds to either invest or lend. All of the “match” (the principal balance) will be credited to each child in the form of Love Notes based on what they earned or raised (for example, if a child raised $200, they will receive 200 Love Notes). As the principal balance begins to earn a profit, G1 will allocate 50% of the net profit to the Resource Tree and the other 50% back into the principal balance to activate a cumulative earning effect. 

The principal balance will continue to earn profit and create more survival resources the child can access at any time. Local farms and businesses will provide the tangible products and services offered through the Resource Tree. The child can continue raising their membership fee and accumulating Love Notes until they turn 18. Once they turn 18, they can no longer receive additional Love Notes under YIPs1; however, their Love Notes remain convertible into survival resources in perpetuity. Once the child turns 18, they can look to join the Adult Investment Program.